Why Get Pre-Qualified?

Get pre-qualified for a mortgage free – before you shop for your new home – and get more bargaining power.

The benefits of a pre-qualification:

  • Determine your affordable price range
  • Knowing the range of affordability greatly aides your new home search.
  • Shows you are a serious buyer
  • Having a pre-qualification gives you the added leverage when buying a home.
  • Makes your offer more attractive
  • Sellers know that a pre-Qualification means you are ready to buy

Talking to a Mortgage Loan Officer is an important step to getting the right mortgage loan. Every borrower is different and a Mortgage Loan Officer knows which questions to ask in order to best match you with the right loan and monthly payment.

Our most popular mortgage loan options for first-time home buyers

  • FHA Mortgage Loan   Purchase your home with only 3.5% down. Closing costs can be a gift from a relative!
  • Fixed Rate Mortgage Loans   Our most popular mortgage. Get a low payment and the security your rate won’t change for the life of your loan.
  • VA Mortgage Loans   No down payment, no PMI and flexible credit requirements make the VA loan a top choice for veterans and active military members.

Don't forget to get free access to our industry leading mortgage calculators to help you determine which program is best for you.

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